UPDATED: Covid-19: What To Expect During Your Visit to Level

Fully vaccinated visitors to our offices are no longer required to wear masks.  All employees of Level Financial Advisors are required to wear masks when clients are visiting. Visitors to our offices for in-person meetings will be required to undergo a health-check upon arrival, following CDC Guidelines.   Each visitor must submit to a temperature check and answer the following questions: Have you been fully vaccinated against the Covid-19 virus? Have you experienced any Covid-19 symptoms in the past 14 days? Click here for the list of symptoms according to the CDC Have you tested positive for Covid-19 in the past 14 days? Have you been exposed to anyone with Covid-19 or Covid-19 symptoms in the past 14 days? Unvaccinated individuals are required to wear masks.  Those with a temperature of 100.4 or higher, or anyone who answers "Yes" to the health questions asked AFTER vaccination qualification, will not be allowed to attend their...

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Preparing for Retirement Checklist: Doing the Math!

Which leads us to the big reveal- will we have enough money to live the life we intend?

In the past few installments of this blog, we’ve been exploring the idea of a checklist of critical tasks to accomplish 5 to 10 years before retirement.  I’ve been using the analogy of the checklist an airline crew uses in preparing their aircraft for landing during the last few minutes of the flight.   In last month’s article, we considered the need to create an intentional and detailed vision of the unique retirement we want to experience.  So let’s assume you were successful and have your vision firmly in mind- now what? Well, this leads us to a natural and logical next step which is to determine if our vision is financially sustainable.  This is the part where we calculate the future cost of our dream retirement and make sure that it can be supported by our financial resources.    Back in the day, this type of calculation required some “spread-sheeting” wizardry given...

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LEVEL SURPASSES $500 Million in ASSETS UNDER MANAGEMENT

PRESS RELEASE Amherst, NY: Level Financial Advisors, an Amherst-based, fee-only financial planning and investment management firm that specializes in retirement planning, announced today that its assets under management have surpassed $500 million. The firm, with six CERTIFIED FINANCIAL PLANNER™ practitioners, was recently ranked as one of the top 500 RIA firms in the nation by Financial Advisor Magazine, most recently surpassing $400 million in assets in 2019. "We’ve maintained our growth pattern over the past eighteen months, including a strong end to 2020, despite the challenges of the pandemic," said Michael Heburn, the firm’s Chief Operating Officer and partner. “Our clients have continued to put their trust in us and our ability to help them with their financial goals. We are proud to be a growing, local company and are looking forward to a successful 2021.” Along with the addition of new clients and deposits from existing clients, strong investment growth in 2020 contributed to the...

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New Educational Webinar: Estate Planning & Medicaid

We are pleased to offer a new educational session, “Medicaid and Estate Planning: Answers to Popular Questions,” to our clients and special guests. Wednesday, March 10th at 6pm This is a great chance to familiarize yourself with the basics of estate planning as it pertains to long-term care and Medicaid. This webinar will discuss: • Should I put my house in my kids' names? • Can I pay my kids to take care of me? • How do NY partnership long term care insurance policies work? • Options for paying for a nursing home (private pay, Medicaid, long term care insurance). • Medicaid qualification criteria. • Nursing home pre-planning options (gifting and trusts). • Nursing home crisis planning (gift/loan strategy). • In home care: what will Medicare/Medicaid pay for? Click Here To Register For this Event...

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